Our Practice

Capital Creation

As financial institutions grow, there will be a need to increase capital unless earnings are retained at a rate supporting such growth.

We have represented financial institutions and their holding companies dozens of times in developing capital strategies and preparing the legal documents necessary for the offering of stock in a public and non-public offering.

We have utilized different classes of voting common stock and non-voting common stock and preferred stock in order to preserve control over the financial institution clients by qualified bankers.